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    <lastmod>2026-03-02</lastmod>
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    <loc>https://paisleyrobertson.com.au/news-1/keeping-your-self-managed-super-fund-compliant</loc>
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    <lastmod>2026-03-02</lastmod>
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      <image:title>News - Keeping Your Self-Managed Super Fund Compliant - Make it stand out</image:title>
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    <loc>https://paisleyrobertson.com.au/news-1/ato-update-on-inherited-homes-what-it-means-for-your-familys-wealth</loc>
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    <lastmod>2026-03-02</lastmod>
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      <image:title>News - ATO Update on Inherited Homes: What it Means for Your Family’s Wealth - Make it stand out</image:title>
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    <loc>https://paisleyrobertson.com.au/news-1/navigating-cgt-on-your-home-new-ato-clarity-for-home-based-businesses</loc>
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    <lastmod>2026-03-02</lastmod>
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      <image:title>News - Navigating CGT on Your Home: New ATO Clarity for Home-Based Businesses - Make it stand out</image:title>
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    <loc>https://paisleyrobertson.com.au/news-1/dpn-review-a-wake-up-call-for-business-owners-on-personal-tax-risks</loc>
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    <lastmod>2026-03-02</lastmod>
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      <image:title>News - DPN Review: A Wake-Up Call for Business Owners on Personal Tax Risks - Make it stand out</image:title>
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    <loc>https://paisleyrobertson.com.au/news-1/downsizer-contributions-and-the-main-residence-exemption</loc>
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    <lastmod>2026-02-02</lastmod>
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    <loc>https://paisleyrobertson.com.au/news-1/ai-tax-tips-helpful-shortcut-or-costly-trap</loc>
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    <lastmod>2026-02-02</lastmod>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/electric-car-discounts-under-review-what-it-means-for-your-business-and-what-you-should-do-now</loc>
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    <lastmod>2026-02-02</lastmod>
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    <loc>https://paisleyrobertson.com.au/news-1/holiday-homes-under-the-microscope-what-the-atos-new-guidance-means-for-you</loc>
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    <priority>0.5</priority>
    <lastmod>2026-02-02</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cf9ac4e66ed290001dd424d/ec313047-b57f-4804-b113-0fa5e3f2c831/pic+1.png</image:loc>
      <image:title>News - Holiday Homes Under the Microscope: What the ATO’s New Guidance Means for You - Make it stand out</image:title>
      <image:caption>For many Australians, a holiday home does double duty. It’s a place to escape with family and friends, and during the rest of the year it’s listed on Airbnb or Stayz to help cover the costs. Until recently, many owners assumed they could claim most of the usual deductions for the property without much trouble, as long as appropriate apportionments were made. However, that position is now under more scrutiny than ever following the release of some new draft guidance documents by the Australian Taxation Office (ATO) - TR 2025/D1, PCG 2025/D6 and PCG 2025/D7. The ATO is looking to significantly tighten the rules around holiday homes that are used to derive some rental income. While the documents are still in draft form, they clearly signal the ATO’s compliance focus going forward. What is the ATO Concerned About? In simple terms, the ATO wants to distinguish between properties that are genuinely held to maximise rental income and those that are primarily lifestyle assets with some incidental rental use. The ATO confirms that all rental income must be declared, even if it is occasional or earned through informal arrangements. However, if the property is really a holiday home and isn’t used mainly to produce rental income during the year then the owner can’t claim any deductions for expenses such as interest, rates, land tax, repairs and maintenance. That is, the ATO might not allow any of these expenses to be claimed as a deduction, even if the property is used to generate taxable rental income for some of the year at market rates. If the property is classified as a holiday home by the ATO then owners can only claim deductions for limited direct expenses such as cleaning or advertising. The ATO is particularly focused on properties that: ·         Are blocked out for private use during peak periods (for example, school holidays or ski season), ·         Are advertised inconsistently or at above-market rates, ·         Generate ongoing tax losses year after year. How Expenses Must be Claimed Even if the property isn’t classified as a holiday home, it will often still be necessary to apportion expenses if the property is only used partly for income producing purposes. PCG 2025/D6 outlines how expenses should be apportioned. The key principle is that claims must be “fair and reasonable”. Common methods include: ·         Time-based apportionment (for example, based on days rented or genuinely available for rent), and ·         Area-based apportionment (where only part of a property is rented). Getting this wrong, or failing to keep evidence, increases audit risk. The ATO has access to booking platform data and can easily compare listings, calendars and reported income. The Financial Impact can be Significant Consider a holiday unit that earns $30,000 a year in off-peak rent but is kept for private use during peak holiday periods. Under the new approach, the ATO may conclude the property is really a holiday home and could reduce deductible expenses from tens of thousands of dollars to only a small fraction, resulting in a materially higher tax bill. Co-ownership also needs care. Income and deductions are generally split according to ownership interests, regardless of who uses the property more. Renting to relatives at discounted rates can further limit deductions. Practical Steps you Should Take Now Although the guidance is proposed to apply from 1 July 2026 (with transitional relief for arrangements in place before 12 November 2025), now is the time to review your position: ·         Are you holding and using the property to genuinely maximise rental income? Is the property advertised broadly and consistently, including during peak periods? ·         Use market pricing: Set rent in line with comparable properties in the same area. ·         Keep strong records: Retain booking calendars, advertisements, enquiries, and a diary showing private versus rental use. ·         Review ownership and strategy: In some cases, changing how a property is operated can improve its commercial profile and tax outcome, but beware of CGT liabilities, duty and legal fees. ·         Document existing arrangements: If you may qualify for transitional relief, evidence is critical. The Bottom Line The ATO is not banning deductions for holiday homes, but it is drawing a firmer line between genuine investment properties and lifestyle assets. With the right structure, pricing and record-keeping, many owners can still claim appropriate deductions and improve cash flow. If you own a holiday property, a proactive review could save you from an unpleasant surprise later. Please contact us if you would like us to assess your current arrangements and help you plan ahead.</image:caption>
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    <loc>https://paisleyrobertson.com.au/news-1/cash-is-making-a-comeback-is-your-business-ready-to-take-it</loc>
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    <lastmod>2025-12-01</lastmod>
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    <loc>https://paisleyrobertson.com.au/news-1/know-the-rules-before-you-break-them-why-smsf-education-matters-more-than-ever</loc>
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    <lastmod>2025-12-01</lastmod>
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    <loc>https://paisleyrobertson.com.au/news-1/unlocking-tax-savings-can-your-mba-or-other-studies-pay-off-at-tax-time</loc>
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    <lastmod>2025-12-01</lastmod>
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    <loc>https://paisleyrobertson.com.au/news-1/super-on-payday-fundamental-changes-for-employers</loc>
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    <lastmod>2025-12-01</lastmod>
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    <loc>https://paisleyrobertson.com.au/news-1/cyber-in-accounting-safeguarding-financial-data-in-a-digital-age</loc>
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    <lastmod>2025-11-05</lastmod>
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    <loc>https://paisleyrobertson.com.au/news-1/proposed-extension-of-the-instant-asset-write-off-and-other-tax-measures</loc>
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    <lastmod>2025-11-05</lastmod>
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    <loc>https://paisleyrobertson.com.au/news-1/when-medical-bills-meet-tax-rules-lessons-from-a-heartbreaking-case</loc>
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    <lastmod>2025-11-05</lastmod>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/super-tax-shake-up-big-balances-beware</loc>
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    <priority>0.5</priority>
    <lastmod>2025-11-05</lastmod>
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      <image:title>News - Super Tax Shake-Up: Big Balances Beware - Make it stand out</image:title>
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    <loc>https://paisleyrobertson.com.au/news-1/accessing-superannuation-funds-for-medical-treatment-or-financial-hardship</loc>
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    <lastmod>2025-10-02</lastmod>
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    <loc>https://paisleyrobertson.com.au/news-1/government-review-of-supermarket-unit-pricing-what-it-could-mean-for-your-business</loc>
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    <priority>0.5</priority>
    <lastmod>2025-10-02</lastmod>
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      <image:title>News - Government Review of Supermarket Unit Pricing: What It Could Mean for Your Business - Make it stand out</image:title>
      <image:caption>The Federal Government recently wrapped up a consultation process on supermarket unit pricing. While the topic might sound like a purely consumer issue, it could have very real commercial impacts for businesses supplying into the grocery sector. On 1 September 2025, Treasury opened consultation on strengthening the Retail Grocery Industry (Unit Pricing) Code of Conduct. Submissions closed just a few weeks later on 19 September 2025, marking the end of a very short opportunity for stakeholders to have their say. A Quick Recap Unit pricing is what allows shoppers to compare costs per standard measure (e.g. $/100g or $/litre) across different pack sizes and brands. Since 2009, large supermarkets have been required to display this information to help customers spot value. While compliance has been relatively low-cost and penalties limited, the Government’s review signals that much tighter rules could be on the way. Why Now? The ACCC’s recent supermarket inquiry highlighted that while unit pricing helps, there are still gaps. The big concern is shrinkflation—when pack sizes quietly reduce while prices remain the same or higher. With cost-of-living pressures dominating headlines, the Government is looking at clearer, fairer pricing to rebuild consumer trust. What Might Change? Proposals considered in the consultation paper include: Shrinkflation alerts – supermarkets may need to flag when a product becomes smaller without a matching price cut. Clearer displays – larger, more prominent unit prices both in-store and online. Wider coverage – expanding the rules beyond major supermarkets to smaller retailers and online sellers. Standardised measures – eliminating confusing “per roll” vs “per sheet” comparisons. Civil penalties – introducing fines for non-compliance. The Commercial Impact For suppliers, packaging decisions could come under closer scrutiny. For retailers, costs might arise from updating shelf labels, software, or e-commerce systems. But there are also opportunities: businesses that embrace transparency could build loyalty and stand out in a competitive market. What You Should Do Now that the consultation period has closed, Treasury will consider submissions and the Government is expected to announce its response later this year. Businesses in food, grocery, and household goods should stay alert—the final shape of the rules could affect pricing, packaging, and compliance obligations across the sector. At Paisley Robertson, we can help you model potential compliance costs, assess financial impacts, and prepare for upcoming regulatory change. Reach out to discuss how this review might affect your business.</image:caption>
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    <loc>https://paisleyrobertson.com.au/news-1/ato-interest-charges-are-no-longer-deductible-what-you-can-do</loc>
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    <priority>0.5</priority>
    <lastmod>2025-10-02</lastmod>
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      <image:title>News - ATO Interest Charges Are No Longer Deductible – What You Can Do - Make it stand out</image:title>
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    <loc>https://paisleyrobertson.com.au/news-1/trust-resolutions-why-timing-and-evidence-matter</loc>
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    <priority>0.5</priority>
    <lastmod>2025-10-02</lastmod>
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      <image:title>News - Trust Resolutions – Why Timing and Evidence Matter - Make it stand out</image:title>
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    <loc>https://paisleyrobertson.com.au/news-1/rba-cuts-rates-to-360-what-this-means-for-you</loc>
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    <priority>0.5</priority>
    <lastmod>2025-09-02</lastmod>
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      <image:title>News - RBA cuts rates to 3.60%: what this means for you - Make it stand out</image:title>
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    <loc>https://paisleyrobertson.com.au/news-1/superannuation-guarantee-due-dates-and-considerations-for-employees-and-employers</loc>
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    <lastmod>2025-09-02</lastmod>
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    <loc>https://paisleyrobertson.com.au/news-1/non-compete-clauses-the-next-stage</loc>
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    <lastmod>2025-09-02</lastmod>
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    <loc>https://paisleyrobertson.com.au/news-1/creating-a-more-dynamic-and-resilient-economy</loc>
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    <lastmod>2025-09-02</lastmod>
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    <loc>https://paisleyrobertson.com.au/news-1/a-win-for-those-carrying-student-debt</loc>
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    <lastmod>2025-09-02</lastmod>
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    <loc>https://paisleyrobertson.com.au/news-1/rba-holds-rates-at-385-what-this-means-for-your-business-strategy</loc>
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    <lastmod>2025-08-06</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cf9ac4e66ed290001dd424d/4f7c915f-e923-45e1-9207-1097cbeca5b8/4.jpg</image:loc>
      <image:title>News - RBA Holds Rates at 3.85%: what this means for your business strategy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/superannuation-rates-and-thresholds-updates</loc>
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    <priority>0.5</priority>
    <lastmod>2025-08-06</lastmod>
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      <image:title>News - Superannuation rates and thresholds updates - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>News - Superannuation rates and thresholds updates - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/luxury-cars-the-impact-of-the-modified-tax-rules</loc>
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    <priority>0.5</priority>
    <lastmod>2025-08-06</lastmod>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/interest-deductions-risks-and-opportunities</loc>
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    <priority>0.5</priority>
    <lastmod>2025-08-06</lastmod>
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      <image:title>News - Interest deductions: risks and opportunities - Make it stand out</image:title>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/the-one-big-beautiful-bill-that-may-not-be-so-beautiful-for-aussies</loc>
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    <priority>0.5</priority>
    <lastmod>2025-07-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cf9ac4e66ed290001dd424d/d2333ad7-5142-4412-a3de-122c4c8865bf/5.jpg</image:loc>
      <image:title>News - The one big, beautiful bill that may not be so beautiful for Aussies - Make it stand out</image:title>
      <image:caption>You may have seen the viral headline about a new U.S. tax bill called the One Big Beautiful Bill, but what does it mean for Australian investors, especially super funds and small businesses with US exposure? Turns out, it could mean a hit to investment returns. Where are things at? Australian superannuation funds currently have about $400 billion invested in the US and tax concessions are currently available under existing tax treaties. This could change. A new bill, backed by the Trump administration and recently passed through the House of Representatives proposes higher taxes on countries seen to be discriminating against US businesses, including Australia. If the bill becomes law, Australian super funds could face higher taxes on US investments, directly affecting the long-term returns of super funds. The implications Even if you don’t have direct investments in the US, this matters. If your business is tied to superannuation funds or if you rely on consistent super returns for your retirement planning, changes like these can add pressure. It also adds a layer of uncertainty for Aussie businesses operating globally. As trade tensions rise and tax rules shift, doing business internationally becomes more complex and potentially more costly. Tax experts say these changes could override existing treaties between the US and Australia. And they’re not just aimed at big corporates, any individual or entity with US exposure could potentially be affected in some way. What’s being done? Industry groups including the Financial Services Council are calling on the Australian Government to step in and protect Australian investors through diplomatic and trade channels. Major super funds have already met with US lawmakers, reminding them that Australia is a significant source of capital for US markets and that strong partnerships go both ways. That said, this legislation is still working its way through Congress and faces pushback even from some Republicans. But as one US political expert said, ‘Bills that looked doomed have passed before.’  We live in hope but it’s not over yet. What can you do? Using John Howard’s barometer, for now we’re at the be alert but not alarmed stage.  If you’re managing a business, planning your retirement, or investing overseas, this is a reminder of how global politics can impact your bottom line. Here’s what we recommend: ·       Stay informed. Tax rules can change quickly ·       Ensure your retirement planning is flexible enough to adjust if needed or talk to us to help you ·       Talk to us if you’ve got exposure to US investments, but you might need some input from a US tax specialist. There’s undoubtedly a bit to consider in the world of tax / finance at the moment, the environment’s changing at pace. You’re not alone in this though, as always please reach out if you have any questions and concerns. We’re here to help. Until next month, all the best.</image:caption>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/trust-funds-are-they-still-worth-the-effort</loc>
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    <priority>0.5</priority>
    <lastmod>2025-07-04</lastmod>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/finfluencers-bad-tax-advice-could-cost-you</loc>
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    <priority>0.5</priority>
    <lastmod>2025-07-04</lastmod>
    <image:image>
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      <image:title>News - Finfluencers: bad tax advice could cost you - Make it stand out</image:title>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/important-tax-update-deductions-for-ato-interest-charges-scrapped</loc>
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    <priority>0.5</priority>
    <lastmod>2025-07-04</lastmod>
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      <image:title>News - Important tax update: deductions for  ATO interest charges scrapped - Make it stand out</image:title>
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  </url>
  <url>
    <loc>https://paisleyrobertson.com.au/news-1/div-296-super-tax-and-practical-things-to-consider</loc>
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    <priority>0.5</priority>
    <lastmod>2025-07-04</lastmod>
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      <image:title>News - Div 296 super tax and practical things to consider - Make it stand out</image:title>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/economic-crossroads-us-shrinks-china-stimulates-australia-holds-steady</loc>
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    <priority>0.5</priority>
    <lastmod>2025-06-03</lastmod>
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      <image:title>News - Economic Crossroads: US Shrinks, China Stimulates, Australia Holds Steady - Make it stand out</image:title>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/atos-new-requirements-for-nfps</loc>
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    <priority>0.5</priority>
    <lastmod>2025-06-03</lastmod>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/from-air-fryers-to-swimwear-tax-deductions-to-avoid</loc>
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    <priority>0.5</priority>
    <lastmod>2025-06-03</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cf9ac4e66ed290001dd424d/30c922f7-88be-47d4-8373-6b83f47491f5/article+2.png</image:loc>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/labors-victory-unpacking-the-promises-and-priorities</loc>
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    <priority>0.5</priority>
    <lastmod>2025-06-03</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cf9ac4e66ed290001dd424d/1779f52f-0486-4315-a073-4ecc9ae6d340/article+1.png</image:loc>
      <image:title>News - Labours Victory: Unpacking the promises and priorities - Make it stand out</image:title>
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  </url>
  <url>
    <loc>https://paisleyrobertson.com.au/news-1/the-atos-updated-small-business-benchmarking-tool</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-02</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cf9ac4e66ed290001dd424d/a1f18d47-69a8-4d44-8de0-f57ce74a4b57/4.png</image:loc>
      <image:title>News - The ATO’s updated small business benchmarking tool - Make it stand out</image:title>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/property-subdivision-projects-the-tax-implications</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-05-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cf9ac4e66ed290001dd424d/50ab1c17-84b3-4938-b281-26c79f410877/3.jpg</image:loc>
      <image:title>News - Property subdivision projects: the tax implications - Make it stand out</image:title>
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  </url>
  <url>
    <loc>https://paisleyrobertson.com.au/news-1/instant-asset-write-off-threshold-finally-confirmed</loc>
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    <priority>0.5</priority>
    <lastmod>2025-05-02</lastmod>
    <image:image>
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      <image:title>News - Instant asset write-off threshold finally confirmed - Make it stand out</image:title>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/year-end-tax-planning-opportunities-amp-risks</loc>
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    <priority>0.5</priority>
    <lastmod>2025-05-02</lastmod>
    <image:image>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/threshold-for-tax-free-retirement-super-increases-1</loc>
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    <priority>0.5</priority>
    <lastmod>2025-04-04</lastmod>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/the-proposed-ban-on-non-compete-clauses</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-04</lastmod>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/super-guarantee-rules-catch-up-with-venues-and-gyms</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-04-04</lastmod>
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      <image:title>News - Super guarantee rules catch up with venues and gyms - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/personal-tax-cuts</loc>
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    <priority>0.5</priority>
    <lastmod>2025-04-04</lastmod>
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      <image:title>News - Personal tax cuts - Make it stand out</image:title>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/ban-on-foreign-property-purchases</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-10</lastmod>
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      <image:title>News - Ban on foreign property purchases - Make it stand out</image:title>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/trade-wars-and-tariffs</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-03-10</lastmod>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/fbt-2025-what-you-need-to-know</loc>
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    <priority>0.5</priority>
    <lastmod>2025-03-10</lastmod>
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  </url>
  <url>
    <loc>https://paisleyrobertson.com.au/news-1/threshold-for-tax-free-retirement-super-increases</loc>
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    <priority>0.5</priority>
    <lastmod>2025-02-11</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cf9ac4e66ed290001dd424d/0f23eac8-bae7-4f18-ba64-5a2eafad72d4/pic+4.jpg</image:loc>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/is-there-a-problem-paying-your-super-when-you-die</loc>
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    <lastmod>2025-02-11</lastmod>
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  </url>
  <url>
    <loc>https://paisleyrobertson.com.au/news-1/will-credit-card-surcharges-be-banned</loc>
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    <lastmod>2025-02-11</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cf9ac4e66ed290001dd424d/8aeab78a-7b76-4cbb-bed3-d502e517789a/pic+2.png</image:loc>
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  </url>
  <url>
    <loc>https://paisleyrobertson.com.au/news-1/why-the-ato-is-targeting-babyboomer-wealth</loc>
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    <priority>0.5</priority>
    <lastmod>2025-02-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cf9ac4e66ed290001dd424d/b02796dc-7289-4a33-9eb7-252462a7be5d/pic+1.png</image:loc>
      <image:title>News - Why the ATO is targeting babyboomer wealth - Make it stand out</image:title>
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  </url>
  <url>
    <loc>https://paisleyrobertson.com.au/news-1/tax-deduction-denied-for-signature-basketball-shoe-rampd</loc>
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    <priority>0.5</priority>
    <lastmod>2024-12-11</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cf9ac4e66ed290001dd424d/7b2a0fd3-0bc3-42f0-b5ab-55bade3a819f/pic+3.png</image:loc>
      <image:title>News - Tax deduction denied for signature basketball shoe R&amp;amp;D - Make it stand out</image:title>
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  <url>
    <loc>https://paisleyrobertson.com.au/news-1/whats-ahead-in-2025</loc>
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    <priority>0.5</priority>
    <lastmod>2024-12-11</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5cf9ac4e66ed290001dd424d/ca6a1838-26e3-44ae-afd8-253b1b72ec2a/pic+2.png</image:loc>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Assisting individuals and business owners with their compliance obligations</image:caption>
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      <image:title>Meet Our Team</image:title>
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      <image:title>Meet Our Team</image:title>
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      <image:title>Meet Our Team</image:title>
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      <image:title>Meet Our Team</image:title>
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      <image:title>Meet Our Team</image:title>
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      <image:title>Meet Our Team</image:title>
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    <image:image>
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      <image:title>Meet Our Team</image:title>
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    <image:image>
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      <image:title>Meet Our Team</image:title>
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    <image:image>
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      <image:title>Meet Our Team</image:title>
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    <image:image>
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      <image:title>Meet Our Team</image:title>
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    <image:image>
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      <image:title>Meet Our Team</image:title>
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      <image:title>Meet Our Team</image:title>
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